Medicare's New Rules
Medicare covers home care services when strict eligibility requirements are met, including the need for physical therapy, occupational therapy, speech-language pathology or part-time skilled nursing care. In addition, the beneficiary must be homebound. However, when care is considered personal or custodial rather than medical, Medicare has not generally provided coverage, a fact that sometimes comes as an unpleasant shock to beneficiaries who find themselves in need.
This is starting to change, however, at least for some beneficiaries who choose a Medicare Advantage plan. Under new rules, Medicare Advantage providers can start offering select home care and adult day care services in their 2019 plans. Many providers are already taking advantage of this change.
Learn more: https://www.medicare.gov/coverage/home-health-services
Source: Heffernan Insurance Brokers
